Business Banking

We have accounts to fit any business.

From a low-cost option for companies that want to avoid fees, to an account for high-transaction volume, or an interest-earning account that rewards high balances.

Start your application online!

  • Checking Icon

    Basic Business CheckingIf you have low transaction volume and want low cost

    • $100 minimum opening deposit
    • No minimum balance requirement
    • No monthly service change
    • Up to 75 items free per statement cycle
  • Checking Icon

    Business CheckingHandle high-volume transactions and reduce or eliminate fees

    •  $100 minimum opening deposit
    •  No minimum balance requirement
    • $5 monthly service charge which can be partially or completely offset by balance and transaction activity
  • Checking Icon

    Business Interest CheckingIf you have moderate transaction volume and want to earn interest

    • $100 minimum opening deposit
    •  $10 monthly service charge unless there is a minimum balance of $25,000 or commercial loan with us in good standing
    • Automatically earn interest based on your account balance

Business Interest Checking

Business Interest Checking is built to reward people like you who have a passion for what they do, care about the future, and make wise business decisions.

  • RATE
    0.75%
    APY*
    0.75%

    $0–24,999

  • RATE
    0.85%
    APY*
    0.75-0.83%

    $25,000–99,999

  • RATE
    0.95%
    APY*
    0.83-0.90%

    $100,000–249,999

  • RATE
    1.40%
    APY*
    0.90-1.16%

    $250,000–499,999

     

  • RATE
    1.75%
    APY*
    1.16-1.73%

    $500,000.00+

*Annual Percentage Yields (APYs) effective as of July 22, 2024, and subject to change without notice. Fees may reduce earnings.

Free Account Features

  • Online banking
  • Mobile banking and mobile deposit*
  • Bill pay
  • Online statements**
  • Business Debit Mastercard®***

— Automatic Rebates – save on dining, gas, travel and more!
— Exclusive discounts from merchants like Intuit® Quickbooks® and Intuit® TurboTax®
— Mobile receipt management
— Mastercard ID Theft ProtectionTM
— $0 Liability for unauthorized charges
— Enhanced experiences and concierge service
— Enjoy fee-free access to cash at 40,000 MoneyPass® network ATMs in the United States.

Use your business debit card to give your business every advantage. Learn more at https://www.mastercard.us./businessoffers.

*There is no fee from Bank Midwest. Connectivity and usage rates may apply. Contact your wireless provider for more details.

**Paper statements optional for $3 per month.

***Certain restrictions and limitations apply to these and other benefits. Full details will be provided when you become a Business Debit Mastercard cardholder.

Apply Online

Start your business application online. Don’t hesitate to reach out to our team if you have any questions.

Start your business checking application online

Ask Us About Additional Business Services:

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Have a question? Talk to a business specialist about finding the right account and digital services for your business.

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