Blog feature image: saving for a house

Saving for a house and other financial considerations

Buying your first house is both exciting and frightening at the same time. When starting to save for your home down payment, consider all the implications that may affect the home financing process as well as your budget after moving in.

Continue
Blog Feature Image_Senior Couple Visiting Construction Site Of New Home

Building vs buying a house : What is right for you?

If you’re stuck between building and buying a house, ensure you have all the information you need before making your decision. Take a look at the pros and cons of both building and buying a house and inspect the price difference between the two.

Continue
Photo of man and woman reviewing what to avoid when buying a home

What to avoid when buying a home

The average homebuying timeline will vary for everyone, but yours could potentially be delayed if you make a handful of certain financial moves. Learn what to avoid when buying a home.

Continue
Why Should I Use A Va Loan

Why Should I Use a VA Loan

The VA loan is one of the best mortgage loans there is. Here are some reasons why. First, VA guarantees the loan for 100% of the appraised value of the property (technically, the loan is for the Notice Of Value amount, which in most cases is the same thing). This guarantee means that the lender…
Continue Why Should I Use a VA Loan

How A Home Appraisal Works

How does a home appraisal really work?

Home appraisals are typically required during the home buying process in order to determine the current fair market value of the home.  The home appraisal process is a combination of science and opinion—but mostly science, even though the value that the appraiser delivers is called an “opinion of value” as of the effective date of…
Continue How does a home appraisal really work?

First-time Homebuyers Reality Check

First-time homebuyers reality check

Many first-time home buyers have stars in their eyes when they first begin house-hunting. Their ideal is a house that is move-in-ready, offers the number of bedrooms/baths/square footage they’re looking for, is in a great neighborhood and, of course, is within their budget. Matching all that criteria is often a tall order, especially the move-in-ready…
Continue First-time homebuyers reality check

Blog Photo: Know What To Expect Before Getting A Mortgage

Know What to Expect Before Getting a Mortgage

Getting a mortgage will take some time. Before you head to a lender, it’s important to ensure your finances are in order so you can secure the best possible interest rates and don’t fall behind on future payments.

Continue