You may find that your credit score, no matter your age, is not where you’d like it to be. Your credit score is important, and there are many ways you can increase it over the course of a few months.
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Health savings accounts, explained
What is a Health Savings Account or HSA? HSAs are tax-free investment accounts designed to help people pay for future medical costs, like deductibles and co-pays. It goes hand-in-hand with your health insurance coverage and functions like a checking account to pay for your health-related expenses.
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The best ways to build a stronger financial plan this year (plus resources!)
The new year is an opportunity to reset and build momentum for your financial goals. Here are Bank Midwest’s top tips and resources to ensure you’re on track to meet your life goals this year.
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Business insurance overview for a typical policy [infographic]
Every company needs business insurance, but what does that actually mean? Let’s take a closer look at what business insurance includes.
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Is life insurance right for you?
Don’t wait to start thinking about life insurance. The sooner you consider your options, the more choices you’ll have available to you. Bank Midwest Insurance can help you
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How to buy a home in 5 steps
Here’s what homebuyers can expect when making their first home purchase, from prequalification to mortgage approval.
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How does a business owner’s insurance policy (BOP) stack up to a custom business insurance policy?
Commercial insurance is a complex topic. This article compares some basic business policies to ensure you have the information you need to protect your future.
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Holiday scams: How to protect yourself
The holidays are a time of cheer and goodwill, but falling victim to fraud can swiftly deflate the mood. Avoid holiday scams with these tips.
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How do you know if you have the right business insurance policy?
If you own a business, it’s essential to your financial health that you ask yourself these common business insurance policy questions.
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4 cash management security protocols that focus on fraud protection
Business owners must be aware of financial fraud risks, which means being sure your cash management solution has key layers of security protection to reliably safeguard your funds.
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Improve workplace safety with an effective loss control strategy
Loss control involves creating and implementing systems that are designed to make workplaces safer through evaluation, training, and monitoring. Effective loss control systems can help reduce the cost of business insurance premiums.
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4 steps to effective business continuity planning
Business disruption can come in many forms, whether as a pandemic, natural disaster, data breach, recession, fire or some other emergency or loss. The reality is that the risks will always be there, which is why your business needs to undertake comprehensive continuity planning. Sometimes, this task can feel like an exercise in simply checking…
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Is this the year your child gets their first debit card or credit card?
When is the right age for a child to get their first debit or credit card? Here are some ways to know when it’s right, as well as some tips for how to educate them on responsible financial decision-making.
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The farmer’s ledger: operating budget 101
Instinct and experience can go a long way toward managing a successful farm. But there’s no substitute for a methodical, well-recorded operating budget. Financial tidiness can help farmers have a better grasp on what they can and cannot afford, but also what they should spend money on when they have change to spare. An operating budget can…
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Introducing the first-time homebuyer’s handbook
Buying your first home is one of the biggest financial decisions you’ll make. Download our first-time homebuyer’s handbook to learn what’s involved.
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Employment Practices Liability Insurance: a crash course
Employment Practices Liability Insurance (EPLI) can help reduce damage to a business when the legal rights of employees are violated. Learn the basics of EPLI, such as which lawsuits it protects you against and how much it may cost.
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Tips for scaling a small business effectively
Scaling a small business is a delicate balancing act that demands careful planning. The goal should be to increase revenue faster than you increase spending to sustain that new revenue. Simple, right? Well, not exactly. When your business starts showing signs of growth, consider these tips for scaling responsibly.
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What you should look for in a business checking account
What you should look for when choosing a business checking account depends on your needs. Whether it’s your first business account or are switching to a new financial institution, here are a few tips to keep in mind.
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3 simple steps every business can take to improve cybersecurity
Small and medium-sized businesses should never presume that they’re safe from cyberthreats. In fact, SMBs are a prime target. We don’t say this to scare you but to encourage vigilance to protect yourself.
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Benefits of health savings accounts for businesses and their employees
Healthcare costs in the U.S. have never been higher, and that means businesses and employees need to be strategic about how they fund medical expenses.
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