This America Saves Week, set some time aside to see if your savings plan is working for you.
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7 tips for farmers to develop a strong marketing plan
One of the keys to success for today’s agricultural producers is a strong marketing plan which includes knowing break-even costs, having a solid action plan and keeping emotions out of it, according to tips released by the American Bankers Association at the ABA National Agricultural Bankers conference in Omaha, Neb. Members of the ABA Agricultural…
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How to Have the Life Insurance Talk
There are some tips to keep in mind to begin the conversation about life insurance.
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Taking inventory of your homeowners insurance
Flooding, hurricanes, fires or tornadoes. We know they can happen. If you haven’t witnessed it personally, just turn on TV or your computer to see the devastation in our region and elsewhere in the country. It’s hard to imagine the actual experience of having your home destroyed or living in temporary shelters. This inability to fathom the horrors of natural…
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What Not To Do Yourself Before Selling Your House
It’s not all that uncommon. You tried to fix something in your house using all the analytic skills you apply to other parts of your life, inspired by how easy it looks on HGTV. With all the best of intentions, however, what seemed simple turned into an obviously less-than-expert job. In fact, even your Realtor…
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Why Should I Use a VA Loan
The VA loan is one of the best mortgage loans there is. Here are some reasons why. First, VA guarantees the loan for 100% of the appraised value of the property (technically, the loan is for the Notice Of Value amount, which in most cases is the same thing). This guarantee means that the lender…
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Is Buying a Home With a 20% Down Payment Standard?
A 20% down payment is anything but standard. Making a smaller down payment does involve some form of mortgage insurance (MI). Conventional loans are available with as little as 3% down.
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First-time homebuyers reality check
Many first-time home buyers have stars in their eyes when they first begin house-hunting. Their ideal is a house that is move-in-ready, offers the number of bedrooms/baths/square footage they’re looking for, is in a great neighborhood and, of course, is within their budget. Matching all that criteria is often a tall order, especially the move-in-ready…
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Should You Pay Off Your Mortgage Early?
Paying down your mortgage early may be possible, but is it smart?
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Your step-by-step summer vacation savings guide
A good summer trip takes careful planning and budgeting. Here’s a step-by-step guide for planning a fun but financially responsible summer vacation.
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Financial Considerations for First-time Parents
Though babies are sweet, and starting a family is a joyous occasion, there’s no denying that having a child is expensive.
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How To Plan Out Your Retirement Budget
Budgeting for retirement isn’t the easiest thing to do, but it is incredibly important.
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3 Ways To Begin Preparing For Retirement
Retirement can be a tough decision to make.
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The benefits of a 15-year mortgage
As a homebuyer, one of the biggest decisions you’ll have to make revolves around the type of financing you wish to obtain.
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What You Need To Know About Insuring Your Valuables
You might not have previously considered it, but you need to insure your valuables.
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Know What to Expect Before Getting a Mortgage
Getting a mortgage will take some time. Before you head to a lender, it’s important to ensure your finances are in order so you can secure the best possible interest rates and don’t fall behind on future payments.
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Why It Might Be Okay to Go Into Debt
Not all forms of debt should be avoided.
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Cyber insurance is needed more than ever.
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The deadline for those who requested extensions is quickly approaching.
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5 Ways to Protect Your Small Business from Account Fraud
Corporate account takeover is a type of fraud where thieves gain access to a business’ finances to make unauthorized transactions, including transferring funds from the company, creating and adding new fake employees to payroll, and stealing sensitive customer information that may not be recoverable. We recommend following these tips to keep your small business safe….
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