Online Banking Troubles?

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Avoid Phone And Internet Scams

Beware of Phone and Internet Scams

Older adults are increasingly the targets of scammers who use deception and fear tactics to convince the elderly to send money or provide personal account information. Make sure your loved ones are aware of these common type of scams. Common Phone and Internet Scams Grandparent Scam A common telephone scam is the “grandparent scam” where the fraudster calls…
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Why Should I Use A Va Loan

Why Should I Use a VA Loan

The VA loan is one of the best mortgage loans there is. Here are some reasons why. First, VA guarantees the loan for 100% of the appraised value of the property (technically, the loan is for the Notice Of Value amount, which in most cases is the same thing). This guarantee means that the lender…
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How A Home Appraisal Works

How does a home appraisal really work?

Home appraisals are typically required during the home buying process in order to determine the current fair market value of the home.  The home appraisal process is a combination of science and opinion—but mostly science, even though the value that the appraiser delivers is called an “opinion of value” as of the effective date of…
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First-time Homebuyers Reality Check

First-time homebuyers reality check

Many first-time home buyers have stars in their eyes when they first begin house-hunting. Their ideal is a house that is move-in-ready, offers the number of bedrooms/baths/square footage they’re looking for, is in a great neighborhood and, of course, is within their budget. Matching all that criteria is often a tall order, especially the move-in-ready…
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Practice Your Fire Escape Plan With The Whole Family.

Fire Protection and Safety Tips

Here’s what citizens should know about keeping themselves, their loved ones and their homes and businesses safe from fires this year.

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